For individuals

Health Savings Accounts (HSAs)

HSA

How it works for individuals

With a Health Savings Account, you can set aside pre-tax funds for qualified medical expenses, providing both immediate savings and long-term financial benefits.

Get started

HSA

Smarter health savings starts here

With a Commuter Spending Account, you can set aside funds for qualified commuting costs, helping to reduce your daily travel expenses.

Simplify your commute and save with our CSA app

Convenient Tracking: Manage your commuter spending and contributions anytime, anywhere
Real-Time Updates: Stay informed with real-time balance and transaction details
Tax Savings Insights: See how pre-tax contributions reduce your commuting costs

HSA

How HSA savings work

Try calculating your own potential savings by considering your expected medical expenses and tax rate—your actual savings will depend on how much you contribute and your tax bracket.

Calculate
*Illustrated example of family health plan and 30% tax rate
Out pocket
Therapy services
Dental expenses
Vision expenses
Medical expenses
Total expense

$3,000

Tax savings

$900

Ask your employer for more information about Malloy Banks