Qualified Expenses

Expense Type

QUALIFIED EXPENSES

Account type

Eligibility

Adult care expenses

Transportation to care

Fees for transportation to and from an eligible adult daycare facility if provided by the center

DCFSA

Eligible

Adult care expenses

Adult group homes (non-residential)

Day programs or supervised care for adult dependents at non-residential facilities

DCFSA

Eligible

Adult care expenses

Respite care services

Temporary in-home care services when primary caregivers are unavailable due to work

DCFSA

Eligible

Adult care expenses

Senior daycare programs

Fees for senior daycare programs offering supervised care and activities for dependent adults

DCFSA

Eligible

Adult care expenses

Home health aides

Costs for personal care aides assisting with daily living activities for an adult dependent

DCFSA

Eligible

Adult care expenses

In-home care services

Expenses for in-home caregivers providing custodial care for a qualifying adult dependent

DCFSA

Eligible

Adult care expenses

Adult daycare centers

Fees for adult daycare facilities providing care and supervision for a dependent adult

DCFSA

Eligible

Adult care expenses

notes-adult care expenses

Adult care expenses

Important notes

• The dependent adult must live with you at least half of the year and be unable to care for themselves

• The expense must be necessary to allow you (and your spouse, if applicable) to work or actively seek employment

• The adult care provider cannot be your spouse, your child under age 19, or another dependent

• Residential care facilities (nursing homes) and long-term residential care fees are not eligible

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Commuting expenses

commuting

Commuting expenses

Qualified commuting expenses are eligible with your Commuter Spending Account (CSAs). Expenses must be necessary for your travel to and from work.

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Commuting expenses

Bicycle expenses

Maintenance, repairs, and storage fees for bicycles used as a primary method of commuting

CSAs

Not eligible

Commuting expenses

Ride-sharing services

Costs for ride-sharing services like UberX or Lyft, unless they meet vanpool requirements

CSAs

Not eligible

Commuting expenses

Tolls

Toll fees for highways or bridges while commuting

CSAs

Not eligible

Commuting expenses

Gas

Fuel costs for personal vehicles, even if used for commuting purposes

CSAs

Not eligible

Commuting expenses

Employer-designated shuttles

Fees for shuttles provided by the employer that require employee contributions for daily work travel

CSAs

Eligible

Commuting expenses

Train and ferry costs

Tickets and fares for commuter trains and ferries used for daily work travel

CSAs

Eligible

Commuting expenses

Vanpooling

Costs associated with vanpool services that meet IRS guidelines (e.g., vehicle seats 6+ adults and is primarily for commuting)

CSAs

Eligible

Commuting expenses

Parking fees

Expenses for parking at or near your workplace or at a location from which you commute to work (e.g., park-and-ride lots)

CSAs

Eligible

Commuting expenses

Public transit passes

Costs for transit passes, including buses, trains, subways, and ferries used for commuting to and from work

CSAs

Eligible

Commuting expenses

Miscellaneous expenses

miscellaneous

Miscellaneous expenses

Educational materials

Books or materials for managing a medical condition

FSA / HSA

Eligible

Miscellaneous expenses

Medical records fees

Fees to obtain copies of medical records

FSA / HSA

Eligible

Miscellaneous expenses

Sun protection

Sunscreen SPF 15 or higher, sun protective clothing

FSA / HSA

Eligible

Miscellaneous expenses

Personal protective equipment

Masks, hand sanitizers, sanitizing wipes

FSA / HSA

Eligible

Miscellaneous expenses

Lodging expenses

Up to $50 per night when traveling for medical care

FSA / HSA

Eligible

Miscellaneous expenses

Travel expenses

Mileage, tolls, parking fees for travel to medical appointments

FSA / HSA

Eligible

Miscellaneous expenses

Guide dogs and service animals

Purchase, training, and maintenance costs

FSA / HSA

Not eligible

Miscellaneous expenses

Medical alert bracelet

Identification bracelets for medical conditions

FSA / HSA

Eligible

Miscellaneous expenses

Ineligible expenses

ineligible

Ineligible expenses

These expenses are generally not eligible for FSA reimbursement unless accompanied by an LMN indicating medical necessity

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Ineligible expenses

Insurance premiums

Monthly premiums for health insurance

FSA / HSA

Not eligible

Ineligible expenses

Personal hygiene products

Toiletries, toothpaste, deodorant

FSA / HSA

Not eligible

Ineligible expenses

Non-prescription sunglasses

Sunglasses without prescription lenses

FSA / HSA

Not eligible

Ineligible expenses

Elective procedures

LASIK for cosmetic reasons

FSA / HSA

Not eligible

Ineligible expenses

Teeth whitening

Cosmetic dental bleaching

FSA / HSA

Not eligible

Ineligible expenses

Vitamins and supplements

General health supplements

FSA / HSA

Not eligible

Ineligible expenses

Gym memberships

Fees for health clubs or fitness programs

FSA / HSA

Not eligible

Ineligible expenses

Cosmetic procedures

Botox, facelifts, hair transplants

FSA / HSA

Not eligible

Ineligible expenses

note-ineligible

Ineligible expenses

Important note

‍A Letter of Medical Necessity (LMN) is a document from your healthcare provider stating that a specific product or service is necessary for the treatment of a medical condition. This letter is required by the IRS for certain expenses to be eligible under an FSA plan. Always check with your FSA administrator for specific requirements and documentation needed

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Adoption expenses

adoptionexpences

Adoption expenses

Qualified adoption expenses may be eligible with your Adoption Assistance Plan. Expenses must be directly related to the legal adoption process and necessary to support the adoption of a child

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Adoption expenses

Parental training

Costs for parenting classes or training required by the adoption agency or government

AAP

Eligible

Adoption expenses

Documentation and translation

Costs for obtaining and translating documents required for the adoption process

AAP

Eligible

Adoption expenses

Immigration fees

Fees associated with the immigration of an adopted child from another country

AAP

Eligible

Adoption expenses

Transportation and travel costs

Travel expenses, including transportation, lodging, and meals, directly related to the adoption

APP

Eligible

Adoption expenses

Counseling fees

Counseling fees for the adoptive parents or the adopted child when required for the adoption process

AAP

Eligible

Adoption expenses

Medical expenses for the child

Medical expenses directly related to the adopted child’s health, such as initial exams and treatment

AAP

Eligible

Adoption expenses

Home study fees

Costs for required home studies to assess the suitability of adoptive parents

APP

Eligible

Adoption expenses

Court and legal fees

Legal and court costs associated with the adoption process

AAP

Eligible

Adoption expenses

Adoption fees

Agency and placement fees required for the adoption process

AAP

Eligible

Adoption expenses

note-adoption expenses

* Eligible adoption expenses can vary by employer. Please review your plan details to verify covered expenses.

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Search qualified expenses

Adult care expenses

Adult care expenses

Adult care expenses

Adult care expenses

Adult care expenses

Adult care expenses

Adult care expenses

Adult care expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Commuting expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Miscellaneous expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Ineligible expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses

Adoption expenses